Saloon, Hatchback, Coupe, SUV/4x4/Station wagon, VAN, Pick up, truck, Bus.

Mulkiya/Registration card, driving license and emirates id(individual)

Mulkiya/registration card, trading license,VAT certificate(company)

Last year insured vehicle value.

Valet parking theft cover is included in few insurance companies. However, damages happened in valet parking varies from insurance companies to companies.

Insurance company will pay agreed amount to the Insured and/or spouse (or in the event of their death, to their legal personal representatives) if the Insured and/ or spouse while getting into or getting out of the Insured Vehicle shall accidentally sustain Bodily Injury which independently of any other cause within three calendar months of the accident results in death or partial or total disablement, loss of sight.

Insurance company will not approve the claim if the car is not registered with the policy number taken.

Generally, no insurance company do not cover stickers and modified parts. But it can be included at the time of policy issuance if the insurance companies approve.

Vehicles are covered for accidental damages in Oman however most of the insurance company do not provide roadside assistance. It is depending on the insurance company as well.

There is limit for lock replacement. If the key is lost or lock is damaged, client has to take a police report and get the lock replaced as per insurance companies’ advise.

It is covered only at the time of damage happened in windscreen, till the limit as per the policy, there is no excess. Above the limit, client has to pay the excess and the windscreen will be services.

It is covered on reimbursement basis, if a person either driver or passenger is injured due to an accident, they will be covered upto certain limit as per insurance company terms and conditions.