Privacy Policy

By using this Website (, its services or applications (collectively, the “Services”), you agree to this Privacy Policy, its collection and use of information. We may change and/or update this Privacy Policy but it will be your responsibility to review the new Privacy Policy periodically. However, we shall indicate the last modification date for your convenience and shall encourage you to review it from time to time to ensure that you are fully aware of any changes or updates, which will be effective on the day they are posted. Your continue using the Website constitutes your agreement to this Privacy Policy and any updates. If you have any questions on this Privacy Policy, you may contact us by using the contact details given on the Website. Moreover, if you do not agree with any term of this Privacy Policy or our Terms and Conditions, you should not use this Website or submit your personal information. However, we understand the importance you place on the information, and we are committed to protecting your privacy. In this Privacy Policy, reference to “we”, “us” or “our” (or similar) are referred to website owned by Joie de Vivre International Insurance Brokerage LLC and “you” or “user” (or similar) are referred to you as an individual or an entity as the case may be.

What Information Do We Collect?

“Personal Information” means any information that may be used to identify an individual, such as, but not limited to, first and last name, age, gender, email address, telephone number, driving license number, tax identification number, credit card or other payment information. Personal Information will be used to enhance your use of the Website. It is your decision to provide the Personal Information by filling informs on our Website, Social media logins, subscribing to our services, and from details of your visits to our website including, but not limited to, location data, traffic data, and other communication data. If you choose not to provide all the Personal Information, it is your right and discretion however, you may not be able to use certain features of the Website or our services.

We may also collect and use some technical data about, but not limited to, your device(s) and system. This data will be used to facilitate updates and other improvements to the Website. We may also automatically receive and record information on our server logs from your browser, which include your IP address, cookie information, browser information, and the page you request. We may use Third party vendors that use cookies to help us understand your needs, tracking your interests and serve ads on your site.  A “cookie” is a text file that websites send to a visitor’s computer or other Internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. If you wish to disable the storage of cookies on your device, you may do so using the settings on your browser or device. Please note, however, that without cookies you may not be able to use all of the features of the Website. For more information on deleting or controlling cookies, visit

How Do We Use Your Information?

We may use Information held about you to support your use and experience of this Website that enables us to improve our services and efficiently process your transactions. We may also use your personal information to send you periodic emails or SMS to update you on your purchases, alert you on product upgrades, special offers, new products, conduct a survey from us. However, we may disclose your information to third parties or our partners to process your orders, for analytical studies and marketing. Moreover, we may disclose your information that you provide to us to comply with legal regulations, under a court order, upon a request from law enforcement agencies, and under transfer or selling of assets in case of corporate merger or acquisition of ownership. In the event, we sell or acquire any business or assets, we may disclose your personal data to the prospective individual or entity. We may also sell or license some information regarding our users to third parties, including Service Providers, but not in a manner in which the recipient will be able to identify you personally. You acknowledge that certain information or content that you provide in connection with the Service may allow or help third parties to personally identify you.

Your Credit/Debit cards details and Personal Identification Number will not be stored or shared with any third parties. 

How Do We Protect Your Information?

Your Personal Information is protected through firewalls, encryption, and verifications. While we aim to protect all information provided to us, we cannot guarantee the security of our systems, nor can we guarantee that the information you supply will not be intercepted while being transmitted to us over the Internet.

Who should use our Website?

Our Services are intended for anyone 18 years of age and older. We do not knowingly collect personal information from minors under the age of 18 or market any Products or Services to children under the age of 18. Minors are not permitted to use our Website or Services and if we become aware that information has been submitted by or collected from a child under the age of 18, we will delete that information.

Do We Disclose Any Personal Information to Third Parties?

While we take the privacy of your personal information seriously, however we may disclose your information to third parties in order to provide specific services or improve your experience of the Website and help you to connect with auxiliary services provided by Third Parties which have their own separate and independent privacy policies. We do not endorse in any manner, any of the linked sites and therefore, have no responsibility or any liability for the content and activities of these linked sites. We strongly recommend that you review such Third Party’s privacy policies before providing any information to them. Nevertheless, these third parties are under agreement to keep the confidentiality of your information. If you have any questions about their use of the information that they collect, you should contact them directly. 

You have all the Options

You are fully aware of all the options available to you when you access and use our Services. We urge you to read and understand our Terms & Conditions together with Privacy Policy before proceeding to our Website or using our Services. Further, any information collected offline will not be under the purview of this online Privacy Policy.

How you can contact us 

If you have any questions or concerns about this Privacy policy, please contact us at and we shall try to resolve it.