Disclaimer & Limitation of Liability

The Website and all information, contents and materials contained on the Website are provided on “as is” and “as available” basis subject to this Disclaimer and the Terms and Conditions governing the use of the Website. lastminutepolicy.com makes no representation, warranty or guarantee of any kind, express, implied or statutory regarding the Website or the quality of materials, accuracy, fitness for a particular purpose, compatibility or reliability of information contained or referred to on the Website. lastminutepolicy.com accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, by using the material or information contained on the Website. The data and information do not constitute specific advice but are for information purposes only and your use of them is exclusively at your own risk. You waive any and all claims against the Partners, Directors, Officers, Employees, and associated staff of lastminutepolicy.com who will not be held liable or accountable for any loss, harm or damage that occurs or may occur or arise from the usage of information from the Website.

lastminutepolicy.com accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including consequential loss or damage) from your use of the Website, and including any loss, damage or expense arising from, but not limited to, any defect, error, fault, mistake or inaccuracy with the Website, contents or associated services, or due to any unavailability of the Website or any part thereof or any contents or associated services.

lastminutepolicy.com does not warrant that the Website, material, content, information or software that may be available through online services will be error-free or will meet any standard of accuracy, completeness, reliability or free of infection from any viruses, contaminating or destructive features.

lastminutepolicy.com accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the third party links or loss arising directly or indirectly from defects with such links. lastminutepolicy.com’s inclusion of hyperlinks does not imply any endorsement of the material on such sites. While we take all reasonable precautions to prevent this, we do not warrant that the Website or any software is free of viruses or destructive code. We explicitly deny all express and implied warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, and compatibility.

All contents of the Website including, but not limited to the text, graphics and links are the copyright of lastminutepolicy.com and may not be copied, distributed, published or downloaded in any way without the prior written consent of lastminutepolicy.com.

Our Website may contain links and advertisements to third party websites which are outside our control and not covered by this Privacy Policy. If you access any third party websites using the links provided, the operators of these third party websites may collect information from you which will be used by them in accordance with their privacy policies, which may differ from ours. We do not accept any responsibility for any such third party websites, including without limitation for their accuracy, security, the products or services which they offer or for any information which is collected through them. You are responsible for reviewing and abiding by the privacy policies and terms and conditions of any such third party websites.

We may record, store, monitor and use any telephone, email or other communication channels we have with you for training purposes, so that we can verify any instructions given to us, to improve the quality of our client care service and for crime prevention. By using the Website you consent to us using your personal information for the purposes described above. If you are using the Website on behalf of someone else, you confirm that by using Lastminutepolicy.com, you have the authority to bind any business or third party on whose behalf you may be using lastminutepolicy.com.

Please note that we do not store your credit card or debit card number in our lastminutepolicy.com database. Online credit or debit card transactions are conducted through a secure payment gateway hosted on a Secure Sockets Layer (SSL) enabled and trusted site.

If you are purchasing an insurance Policy through lastminutepolicy.com, you must also read the terms and conditions of the Insurer which is selling the Policy to you as those Insurer’s Terms and Conditions will exclusively govern the terms of the transaction between you and the concerned Insurer. The Terms and Conditions and Disclaimer govern your use of the lastminutepolicy.com only.

We reserve the right at all times to disclose any information that you may provide to us through the Website, to our legal representatives and advisors and any governmental or federal authority in the United Arab Emirates.